# Warsaw vs Split: cost of living compared

> Split runs about 8% cheaper than Warsaw for this household, a difference of 163 USD a month.

- **Source:** https://cost-of-life.com/compare/warsaw-vs-split
- **Household priced:** one adult, one-bedroom in the centre, moderate lifestyle
- **Salary tested:** $100,000 gross per year

| Group | Metric | Warsaw | Split |
| --- | --- | --- | --- |
| Cost | Total monthly cost | 1,930 USD | 1,767 USD |
| Cost | Cost index (New York = 100) | 30 | 28 |
| Cost | Housing | 1,000 USD | 750 USD |
| Cost | Utilities | 168 USD | 175 USD |
| Cost | Food | 485 USD | 535 USD |
| Cost | Transport | 77 USD | 93 USD |
| Cost | Healthcare | 18 USD | 23 USD |
| Cost | Lifestyle | 114 USD | 116 USD |
| Income & tax | Take-home on 100,000 USD/yr | 4,360 USD | 4,839 USD |
| Income & tax | Effective tax + social rate | 47.7% | 41.9% |
| Income & tax | Left over each month | 2,430 USD | 3,072 USD |
| Income & tax | Average local net salary | 1,500 USD | 1,150 USD |
| Housing | 1-bed rent, city centre | 1,000 USD | 750 USD |
| Housing | 3-bed rent, city centre | 1,800 USD | 1,350 USD |
| Housing | Buy price per m², centre | 3,200 USD | 3,800 USD |
| Quality of life | Safety | 80/100 | 86/100 |
| Quality of life | Healthcare | 74/100 | 68/100 |
| Quality of life | Air quality | 58/100 | 80/100 |
| Quality of life | Public transport | 88/100 | 50/100 |
| Quality of life | Walkability | 84/100 | 80/100 |
| Quality of life | English proficiency | 66/100 | 68/100 |
| Quality of life | Nightlife | 84/100 | 74/100 |
| Quality of life | Family friendliness | 80/100 | 80/100 |
| Quality of life | Median broadband | 180 Mbps | 90 Mbps |
| Climate | Average temperature | 9°C | 17°C |
| Climate | Summer high | 25°C | 30°C |
| Climate | Winter low | -4°C | 5°C |
| Climate | Sunshine hours per year | 1,670 h | 2,650 h |
| Climate | Annual rainfall | 530 mm | 780 mm |
| Practicalities | Remote-work visa | No | Yes |
| Practicalities | Beach access | None nearby | 5 min |
| Practicalities | Currency | PLN | EUR |
| Practicalities | Time zone | Europe/Warsaw | Europe/Zagreb |

Figures are modelled estimates. Methodology: https://cost-of-life.com/methodology