Can you afford Ho Chi Minh City?
Extreme value and a fast-growing tech scene, held back by visa uncertainty and near-zero public transport.
At a glance
Four scenarios, run for you
| Scenario | Take-home/mo | Costs/mo | Left over | Score | Verdict |
|---|---|---|---|---|---|
| Single, $60k, 1-bed centre | $3,622 | $1,128 | $2,494 | 100 | comfortable |
| Single, $100k, 1-bed centre | $5,789 | $1,128 | $4,660 | 100 | comfortable |
| Couple, $140k, 1-bed centre | $7,955 | $1,553 | $6,402 | 100 | comfortable |
| Family of four, $180k, 3-bed outer | $10,122 | $3,145 | $6,977 | 100 | comfortable |
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FAQ
Frequently asked
What income do you need to live comfortably in Ho Chi Minh City?
On our scoring, "comfortable" means keeping at least 25% of take-home pay after all living costs. For a single adult in a central one-bedroom that needs roughly $23,000 gross a year in Ho Chi Minh City.
Can a family of four live in Ho Chi Minh City on $180,000?
6,977 USD a month left over — 69% of take-home pay. Housing takes 7% of it.
Is $100,000 a good salary in Ho Chi Minh City?
4,660 USD a month left over — 81% of take-home pay. Housing takes 10% of it. That scores 100/100 on our affordability scale — "comfortable".