Can you afford Montreal?
The cheapest large city in North America with real urban density, subsidised childcare, and a French-first working culture.
At a glance
Four scenarios, run for you
| Scenario | Take-home/mo | Costs/mo | Left over | Score | Verdict |
|---|---|---|---|---|---|
| Single, $60k, 1-bed centre | $3,452 | $2,569 | $883 | 78 | comfortable |
| Single, $100k, 1-bed centre | $5,572 | $2,569 | $3,003 | 100 | comfortable |
| Couple, $140k, 1-bed centre | $7,535 | $3,519 | $4,016 | 100 | comfortable |
| Family of four, $180k, 3-bed outer | $9,402 | $6,343 | $3,058 | 89 | comfortable |
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FAQ
Frequently asked
What income do you need to live comfortably in Montreal?
On our scoring, "comfortable" means keeping at least 25% of take-home pay after all living costs. For a single adult in a central one-bedroom that needs roughly $59,000 gross a year in Montreal.
Can a family of four live in Montreal on $180,000?
3,058 USD a month left over — 33% of take-home pay. Housing takes 18% of it.
Is $100,000 a good salary in Montreal?
3,003 USD a month left over — 54% of take-home pay. Housing takes 23% of it. That scores 100/100 on our affordability scale — "comfortable".