Can you afford New York?
The highest-cost major city in the Americas, offset by the deepest salary pool and a transit network that makes a car genuinely optional.
At a glance
Four scenarios, run for you
| Scenario | Take-home/mo | Costs/mo | Left over | Score | Verdict |
|---|---|---|---|---|---|
| Single, $60k, 1-bed centre | $3,834 | $6,382 | -$2,549 | 0 | not viable |
| Single, $100k, 1-bed centre | $5,887 | $6,382 | -$495 | 27 | not viable |
| Couple, $140k, 1-bed centre | $7,871 | $8,274 | -$404 | 32 | not viable |
| Family of four, $180k, 3-bed outer | $9,842 | $15,486 | -$5,643 | 0 | not viable |
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FAQ
Frequently asked
What income do you need to live comfortably in New York?
On our scoring, "comfortable" means keeping at least 25% of take-home pay after all living costs. For a single adult in a central one-bedroom that needs roughly $153,000 gross a year in New York.
Can a family of four live in New York on $180,000?
You would be short 5,643 USD every month at this lifestyle level.
Is $100,000 a good salary in New York?
You would be short 495 USD every month at this lifestyle level. That scores 27/100 on our affordability scale — "not viable".