Amsterdam vs Munich
Amsterdam and Munich cost within a few percent of each other for this household — decide on everything except money.

Amsterdam
$3,440/month · Netherlands

Munich
$3,567/month · Germany
Amsterdam monthly
$3,440
Index 54 (NYC = 100)
Munich monthly
$3,567
Index 56 (NYC = 100)
Difference
+4%
Munich relative to Amsterdam
Rent gap
$100
Amsterdam costs more for a central 1-bed
By category
Where the gap actually is
AmsterdamMunich
- HousingHousing: Amsterdam $2,100, Munich $2,000. Cheaper in Munich.
- FoodFood: Amsterdam $581, Munich $593. Cheaper in Amsterdam.
- TransportTransport: Amsterdam $127, Munich $131. Cheaper in Amsterdam.
- UtilitiesUtilities: Amsterdam $236, Munich $249. Cheaper in Amsterdam.
- HealthcareHealthcare: Amsterdam $173, Munich $347. Cheaper in Amsterdam.
- LifestyleLifestyle: Amsterdam $124, Munich $131. Cheaper in Amsterdam.
- OtherOther: Amsterdam $99, Munich $116. Cheaper in Amsterdam.
Interactive — adjust the household
Full comparison
| Metric | Amsterdam | Munich |
|---|---|---|
| Cost | ||
| Total monthly cost | 3,440 USD✓ | 3,567 USD |
| Cost index (New York = 100) | 54✓ | 56 |
| Housing | 2,100 USD | 2,000 USD✓ |
| Utilities | 236 USD✓ | 249 USD |
| Food | 581 USD✓ | 593 USD |
| Transport | 127 USD✓ | 131 USD |
| Healthcare | 173 USD✓ | 347 USD |
| Lifestyle | 124 USD✓ | 131 USD |
| Income & tax | ||
| Take-home on 100,000 USD/yr | 5,523 USD✓ | 4,965 USD |
| Effective tax + social rate | 33.7%✓ | 40.4% |
| Left over each month | 2,082 USD✓ | 1,399 USD |
| Average local net salary | 3,500 USD✓ | 3,300 USD |
| Housing | ||
| 1-bed rent, city centre | 2,100 USD | 2,000 USD✓ |
| 3-bed rent, city centre | 3,800 USD | 3,700 USD✓ |
| Buy price per m², centre | 9,500 USD✓ | 12,500 USD |
| Quality of life | ||
| Safety | 76/100 | 82/100✓ |
| Healthcare | 86/100 | 88/100✓ |
| Air quality | 68/100 | 74/100✓ |
| Public transport | 88/100 | 92/100✓ |
| Walkability | 94/100✓ | 86/100 |
| English proficiency | 96/100✓ | 74/100 |
| Nightlife | 88/100✓ | 78/100 |
| Family friendliness | 80/100 | 86/100✓ |
| Median broadband | 180 Mbps✓ | 150 Mbps |
| Climate | ||
| Average temperature | 11°C | 10°C✓ |
| Summer high | 22°C✓ | 24°C |
| Winter low | 2°C✓ | -2°C |
| Sunshine hours per year | 1,660 h | 1,750 h✓ |
| Annual rainfall | 840 mm✓ | 950 mm |
| Practicalities | ||
| Remote-work visa | No | Yes✓ |
| Beach access | 35 min✓ | None nearby |
| Currency | EUR | EUR |
| Time zone | Europe/Amsterdam | Europe/Berlin |
Amsterdam and Munich cost within a few percent of each other for this household — decide on everything except money.
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FAQ
Frequently asked
Is Amsterdam or Munich cheaper?
Amsterdam and Munich cost within a few percent of each other for this household — decide on everything except money.
What salary do you need in Munich compared with Amsterdam?
On a $100,000 gross salary you would take home $5,523 a month in Amsterdam and $4,965 in Munich, before local costs. Use the salary converter for an exact equivalent.
Which has better quality of life, Amsterdam or Munich?
Amsterdam scores 76/100 on safety and 86/100 on healthcare; Munich scores 82 and 88. Amsterdam averages 11°C against 10°C in Munich.