Hong Kong vs Munich
Hong Kong and Munich cost within a few percent of each other for this household — decide on everything except money.

Hong Kong
$3,435/month · Hong Kong SAR

Munich
$3,567/month · Germany
Hong Kong monthly
$3,435
Index 54 (NYC = 100)
Munich monthly
$3,567
Index 56 (NYC = 100)
Difference
+4%
Munich relative to Hong Kong
Rent gap
$200
Hong Kong costs more for a central 1-bed
By category
Where the gap actually is
Hong KongMunich
- HousingHousing: Hong Kong $2,200, Munich $2,000. Cheaper in Munich.
- FoodFood: Hong Kong $672, Munich $593. Cheaper in Munich.
- TransportTransport: Hong Kong $88, Munich $131. Cheaper in Hong Kong.
- UtilitiesUtilities: Hong Kong $171, Munich $249. Cheaper in Hong Kong.
- HealthcareHealthcare: Hong Kong $32, Munich $347. Cheaper in Hong Kong.
- LifestyleLifestyle: Hong Kong $180, Munich $131. Cheaper in Munich.
- OtherOther: Hong Kong $91, Munich $116. Cheaper in Hong Kong.
Interactive — adjust the household
Full comparison
| Metric | Hong Kong | Munich |
|---|---|---|
| Cost | ||
| Total monthly cost | 3,435 USD✓ | 3,567 USD |
| Cost index (New York = 100) | 54✓ | 56 |
| Housing | 2,200 USD | 2,000 USD✓ |
| Utilities | 171 USD✓ | 249 USD |
| Food | 672 USD | 593 USD✓ |
| Transport | 88 USD✓ | 131 USD |
| Healthcare | 32 USD✓ | 347 USD |
| Lifestyle | 180 USD | 131 USD✓ |
| Income & tax | ||
| Take-home on 100,000 USD/yr | 7,155 USD✓ | 4,965 USD |
| Effective tax + social rate | 14.1%✓ | 40.4% |
| Left over each month | 3,720 USD✓ | 1,399 USD |
| Average local net salary | 3,000 USD | 3,300 USD✓ |
| Housing | ||
| 1-bed rent, city centre | 2,200 USD | 2,000 USD✓ |
| 3-bed rent, city centre | 4,600 USD | 3,700 USD✓ |
| Buy price per m², centre | 22,000 USD | 12,500 USD✓ |
| Quality of life | ||
| Safety | 86/100✓ | 82/100 |
| Healthcare | 84/100 | 88/100✓ |
| Air quality | 52/100 | 74/100✓ |
| Public transport | 98/100✓ | 92/100 |
| Walkability | 92/100✓ | 86/100 |
| English proficiency | 72/100 | 74/100✓ |
| Nightlife | 84/100✓ | 78/100 |
| Family friendliness | 74/100 | 86/100✓ |
| Median broadband | 290 Mbps✓ | 150 Mbps |
| Climate | ||
| Average temperature | 24°C | 10°C✓ |
| Summer high | 31°C | 24°C✓ |
| Winter low | 15°C✓ | -2°C |
| Sunshine hours per year | 1,830 h✓ | 1,750 h |
| Annual rainfall | 2400 mm | 950 mm✓ |
| Practicalities | ||
| Remote-work visa | No | Yes✓ |
| Beach access | 25 min✓ | None nearby |
| Currency | HKD | EUR |
| Time zone | Asia/Hong_Kong | Europe/Berlin |
Hong Kong and Munich cost within a few percent of each other for this household — decide on everything except money.
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FAQ
Frequently asked
Is Hong Kong or Munich cheaper?
Hong Kong and Munich cost within a few percent of each other for this household — decide on everything except money.
What salary do you need in Munich compared with Hong Kong?
On a $100,000 gross salary you would take home $7,155 a month in Hong Kong and $4,965 in Munich, before local costs. Use the salary converter for an exact equivalent.
Which has better quality of life, Hong Kong or Munich?
Hong Kong scores 86/100 on safety and 84/100 on healthcare; Munich scores 82 and 88. Hong Kong averages 24°C against 10°C in Munich.