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Montreal vs Toronto

Montreal runs about 34% cheaper than Toronto for this household, a difference of 867 USD a month.

The skyline of downtown Montreal, Quebec (pop. 1,762,000). It's the 2nd-largest city in Canada, and 8th-largest in North America.
Montreal
$2,569/month · Canada
Quintin Soloviev · CC BY 4.0
A south view of the Hockey Hall of Fame building, Toronto
Toronto
$3,435/month · Canada
DXR · CC BY-SA 4.0
Montreal monthly
$2,569
Index 40 (NYC = 100)
Toronto monthly
$3,435
Index 54 (NYC = 100)
Difference
+34%
Toronto relative to Montreal
Rent gap
$650
Toronto costs more for a central 1-bed
By category

Where the gap actually is

MontrealToronto
  • Housing
    Housing: Montreal $1,300, Toronto $1,950. Cheaper in Montreal.
  • Food
    Food: Montreal $674, Toronto $764. Cheaper in Montreal.
  • Transport
    Transport: Montreal $152, Toronto $207. Cheaper in Montreal.
  • Utilities
    Utilities: Montreal $191, Toronto $227. Cheaper in Montreal.
  • Healthcare
    Healthcare: Montreal $8.10, Toronto $9.10. Cheaper in Montreal.
  • Lifestyle
    Lifestyle: Montreal $149, Toronto $168. Cheaper in Montreal.
  • Other
    Other: Montreal $94, Toronto $110. Cheaper in Montreal.
Each row is one category priced in both cities for the same household. The bar is the gap; exact figures are in the table below.
Interactive — adjust the household

Full comparison

MetricMontrealToronto
Cost
Total monthly cost2,569 USD✓3,435 USD
Cost index (New York = 100)40✓54
Housing1,300 USD✓1,950 USD
Utilities191 USD✓227 USD
Food674 USD✓764 USD
Transport152 USD✓207 USD
Healthcare8 USD✓9 USD
Lifestyle149 USD✓168 USD
Income & tax
Take-home on 100,000 USD/yr5,572 USD5,977 USD✓
Effective tax + social rate33.1%28.3%✓
Left over each month3,003 USD✓2,542 USD
Average local net salary2,900 USD3,400 USD✓
Housing
1-bed rent, city centre1,300 USD✓1,950 USD
3-bed rent, city centre2,200 USD✓3,400 USD
Buy price per m², centre5,200 USD✓9,000 USD
Quality of life
Safety80/100✓76/100
Healthcare82/10084/100✓
Air quality76/100✓72/100
Public transport78/100✓76/100
Walkability82/100✓78/100
English proficiency72/10098/100✓
Nightlife84/100✓82/100
Family friendliness84/100✓82/100
Median broadband200 Mbps✓190 Mbps
Climate
Average temperature7°C✓9°C
Summer high26°C✓27°C
Winter low-14°C-8°C✓
Sunshine hours per year2,050 h2,050 h
Annual rainfall1000 mm830 mm✓
Practicalities
Remote-work visaNoNo
Beach access40 min25 min✓
CurrencyCADCAD
Time zoneAmerica/TorontoAmerica/Toronto

Montreal runs about 34% cheaper than Toronto for this household, a difference of 867 USD a month.

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Go deeper

Cost of living in MontrealCost of living in TorontoConvert a salary between themFlip the comparison
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FAQ

Frequently asked

Is Montreal or Toronto cheaper?

Montreal runs about 34% cheaper than Toronto for this household, a difference of 867 USD a month.

What salary do you need in Toronto compared with Montreal?

On a $100,000 gross salary you would take home $5,572 a month in Montreal and $5,977 in Toronto, before local costs. Use the salary converter for an exact equivalent.

Which has better quality of life, Montreal or Toronto?

Montreal scores 80/100 on safety and 82/100 on healthcare; Toronto scores 76 and 84. Montreal averages 7°C against 9°C in Toronto.