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Toronto vs Montreal

Montreal runs about 25% cheaper than Toronto for this household, a difference of 867 USD a month.

A south view of the Hockey Hall of Fame building, Toronto
Toronto
$3,435/month · Canada
DXR · CC BY-SA 4.0
The skyline of downtown Montreal, Quebec (pop. 1,762,000). It's the 2nd-largest city in Canada, and 8th-largest in North America.
Montreal
$2,569/month · Canada
Quintin Soloviev · CC BY 4.0
Toronto monthly
$3,435
Index 54 (NYC = 100)
Montreal monthly
$2,569
Index 40 (NYC = 100)
Difference
-25%
Montreal relative to Toronto
Rent gap
$650
Toronto costs more for a central 1-bed
By category

Where the gap actually is

TorontoMontreal
  • Housing
    Housing: Toronto $1,950, Montreal $1,300. Cheaper in Montreal.
  • Food
    Food: Toronto $764, Montreal $674. Cheaper in Montreal.
  • Transport
    Transport: Toronto $207, Montreal $152. Cheaper in Montreal.
  • Utilities
    Utilities: Toronto $227, Montreal $191. Cheaper in Montreal.
  • Healthcare
    Healthcare: Toronto $9.10, Montreal $8.10. Cheaper in Montreal.
  • Lifestyle
    Lifestyle: Toronto $168, Montreal $149. Cheaper in Montreal.
  • Other
    Other: Toronto $110, Montreal $94. Cheaper in Montreal.
Each row is one category priced in both cities for the same household. The bar is the gap; exact figures are in the table below.
Interactive — adjust the household

Full comparison

MetricTorontoMontreal
Cost
Total monthly cost3,435 USD2,569 USD✓
Cost index (New York = 100)5440✓
Housing1,950 USD1,300 USD✓
Utilities227 USD191 USD✓
Food764 USD674 USD✓
Transport207 USD152 USD✓
Healthcare9 USD8 USD✓
Lifestyle168 USD149 USD✓
Income & tax
Take-home on 100,000 USD/yr5,977 USD✓5,572 USD
Effective tax + social rate28.3%✓33.1%
Left over each month2,542 USD3,003 USD✓
Average local net salary3,400 USD✓2,900 USD
Housing
1-bed rent, city centre1,950 USD1,300 USD✓
3-bed rent, city centre3,400 USD2,200 USD✓
Buy price per m², centre9,000 USD5,200 USD✓
Quality of life
Safety76/10080/100✓
Healthcare84/100✓82/100
Air quality72/10076/100✓
Public transport76/10078/100✓
Walkability78/10082/100✓
English proficiency98/100✓72/100
Nightlife82/10084/100✓
Family friendliness82/10084/100✓
Median broadband190 Mbps200 Mbps✓
Climate
Average temperature9°C7°C✓
Summer high27°C26°C✓
Winter low-8°C✓-14°C
Sunshine hours per year2,050 h2,050 h
Annual rainfall830 mm✓1000 mm
Practicalities
Remote-work visaNoNo
Beach access25 min✓40 min
CurrencyCADCAD
Time zoneAmerica/TorontoAmerica/Toronto

Montreal runs about 25% cheaper than Toronto for this household, a difference of 867 USD a month.

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Cost of living in TorontoCost of living in MontrealConvert a salary between themFlip the comparison
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FAQ

Frequently asked

Is Toronto or Montreal cheaper?

Montreal runs about 25% cheaper than Toronto for this household, a difference of 867 USD a month.

What salary do you need in Montreal compared with Toronto?

On a $100,000 gross salary you would take home $5,977 a month in Toronto and $5,572 in Montreal, before local costs. Use the salary converter for an exact equivalent.

Which has better quality of life, Toronto or Montreal?

Toronto scores 76/100 on safety and 84/100 on healthcare; Montreal scores 80 and 82. Toronto averages 9°C against 7°C in Montreal.